Moving Close To Houston? What about Conroe, Texas?

Conroe is truly one of the best hidden jewels in Texas.  It’s the best of both worlds with a pleasing mixture of city and country.  Conroe's high elevation affords it with breath taking  views.



  It has both heavy wooded areas and booming new construction.  Conroe’s location is only 40 miles from Houston, Texas making it the perfect vacation spot.  Houston’s entertainment and museum district is world class and second only to New York’s venues.  Houston is known for always maintaining fun and exciting activities for the entire family. 

“Conroe offers a multitude of opportunities to escape into the wilderness. The Sam Houston State National Forest and the W. Goodrich Jones State Forest offer several hiking trails and access to the 120 mile long Lone Star Hiking Trail, camping areas, bird watching, hunting, fishing, geocaching and much more. Whether you are a seasoned nature tourist or just want to explore a little, Conroe has the adventure you are looking for.”  Read More.....

Conroe’s real estate market is one of the best values in Texas.  Take a look at some of the beautiful Homes currently Available!  Call 936-441-8539 Move to Conroe!

Conroe’s growth pattern could be said to be more multiple-nuclei rather than concentric zone.  It is growing along the freeway and various major accesses to the city rather than from the center of the city.  Conroe has a wealth of real estate investing opportunities for both residential and commercial investors.  The property in the video below is a vacant commercial site located on a growth path at the southwest corner of Highway 105 and Loop 336.  Take a look then....CALL 832-703-2411 Financing Available

Asking Price: $1,999,000.00
•± 18.88 Acre Site - will Sub-Divide
• Utilities Available
•Located west of the Intersection of SH 105 & Loop 336 W
•Adjacent to HEB Retail

 

Conroe is considered the 10^th fastest-growing city over 50k in the nation. Conroe’s current population is estimated at 61,539 residents.   

Listed Below....Fastest growing cities in US (%)

• 1: San Marcos, Texas (4.91)
• 2: South Jordan, Utah (4.87)
• 3: Midland, Texas (4.87)
• 4: Cedar Park, Texas 4.67)
• 5: Clarktown, Tenn (4.43)
• 6: Alpharetta, Georgia (4.37)
• 7: Georgetown, Texas (4.21)
• 8: Irvine, California (4,21)
• 9: Buckeye, Arizona (4.14)
• 10: Conroe, Texas (4.01)

US Census Bureau, 2011-12 

 

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The Hottest Real Estate Markets In the U.S.

Do you need to replace monies lost in the recent melt-down? Are you concerned about retirement funds? Why not consider real estate? And if you're going to consider real estate, you should choose the hottest U.S. Markets. As a matter of fact, on a list of the 10 hottest places in the U.S. to invest in, the state of Texas placed 3 times.

Here's a recent excerpt from the "Houston Newcomer Guide." Make sure to obtain your free newcomer reports:


Relocating to Houston? You Will Love it Here.
Houston is a dynamic, culturally diverse city that amazes visitors and natives alike with its ever-changing and infinite variety of attractions. Houston is an easy place to call home. Houston was ranked the #1 Best City to live by Kiplinger's Personal Finance. As the fourth-largest city in the United States, Houston has been also called "America’s booming opportunity city" by The American Magazine. Houston has one of the best and most affordable Real Estate markets, strong job growth and a broad-based and growing economy. The oil and gas industry, the strong health care job base and international trade, along with the can-do business atmosphere, position Houston as a leader.

We are proud to offer newcomers free guides to help your move to Houston go as smoothly as possible. Order your free newcomer guides and we will send the guides to you on the next mail run.

We also encourage you to use www.HoustonNewcomerGuides.com throughout your move. Click on the different sections around town listed above, then click on the Newcomer Directory. From there, you will be able to do research about Houston housing options, public and private schools, finance and mortgage information, relocation, ulitilities, Houston lifestyle and entertainment, employment and more.

Learn more about the Real Estate market in Houston here.

Houston is also home to the Astros, Texans, Rockets and MLS Champion Dynamos. Houston is also home to renown museums, theatres and other venues. With a favorable climate, Houstonians also enjoy many wonderful golf courses, beaches, parks and other outdoor activities.

As a native Houstonian, the Publisher is proud to market Houston to newcomers relocating to Houston. Welcome!

Obama Modification Guidelines

Obama Home Affordabilty Modification Program Guidelines

Publish at Scribd or explore others: Real Estate Business & Law mortgage foreclosure

Crooked Insurance Companies!

One of my professors said, "Our nation will never rid itself of crime. It's too profitable of an industry." This same individual also taught that laws were written in favor of law breakers and many times it's the honorable, law abiding, tax paying citizen that's harmed after becoming entangled in the grips of corrupt system. Speaking of corrupt systems......Such is the case of many Houston homeowners negotiating with lenders and insurance companies trying to recover from hurricane Ike. I've heard stories of some claimants who have called their insurance company and were issued blank checks for damages that never occurred. Then others, who actually sustained extensive damage have be treated like criminals.


Let me explain by using my latest client's situation as an example heretofore referred to as Mr. Dahellup. Let's make Mr. Dahellup's first name Fed.

I spoke to Fed prior to the storm. He owns two home in the same basic southwest Houston area. One home he uses as rental, the other as primary residence. Mr. Fed has or...had, great credit and has always paid both mortgages on time. Fed's primary home is worth $130,000 with approximately $90,000 remaining in liens against it. As for Mr. Fed's rental property, it has depreciated in value to approximately $55,000 due to foreclosures in the area. It has existing liens against it as well totalling $75,000 which actually makes it upside-down. Fed doesn't mind it's diminished value though, because he has....or had, a tenant who was paying enough to cover the liens plus put a little cash in his pocket. Fed is completely content with paying off his debt. He's a hardworking, tax abiding, law abiding, believer in the free enterprise, U.S. citizen. Then came Hurricane Ike. Ike was a natural disaster no one could predicted. Fed's rental property experienced extensive damage.


Mr. Fed has always kept his insurance current on his property and his insurance company has always seem to be fair and honest so, he wasn't really worried about repairs. To prevent his tenant from being displaced, Fed spent some of his personal cash while waiting on insurance claims to re-imburse him for expenditures. Fed put a ding on his credit with a late payments on his rental property. Fed fell two months behind on his rental mortgage payment. Fed is about to learn a very costly lesson.....which is: "The quality of service rendered by insurance companies quickly diminishes after one needs to file a claim."

Rather than sending the money directly to Fed, the insurance company disbursed the check made payable to Fed and his lien holder. Fed forwards the check to his lien holder explaining that he has already spent some of the funds but needs to complete the work for the house to be habitable. Fed's tenant discovered that some of the water damage behind the walls are developing into mold making the house unsafe. Fed's tenant moves out due to health reasons. Fed's mortgage servicer informs him that because of his arrears, they are not going to release the insurance check to him. Fed can't finish the repairs on his $55,000 home which has a $75,000 lien on it....

I received a phone call....... The individual on the other end of the phone starts by saying, "Hi Mr.Green, I need your help selling my home." I say sure, I'd be glad to! I'm glad you called! Then I ask......"Who is this?" He says, "It's me, I'm Fed Dahellup!".....

In these cases, no one wins..... all because of some clerk collector not looking at the whole picture.

Sure, I'll do what's best for my client. In this case probably a short sale in the amount of $40,000 will be in order. The sale amount needs to be low enough to excite investor money. Heck at that price I might even buy it. Mr. Fed's position is to just give it away to who ever wants it. He's tired of messing with them. I'm gonna personally go to bat for him and begin talks with these crazy entities. Keep you posted.....

KnowledgePlex Article

Julianne Pepitone

CNN Money

December 3, 2008

Mortgage applications more than doubled in the holiday week ended Nov. 28, the Mortgage Bankers Association said Wednesday, as government bailouts led to sinking interest rates. In the weekly report, the Market Composite Index - the association's measure of mortgage loan application volume - surged 112.1% on a seasonally adjusted basis from the week earlier.

On an unadjusted basis, the index increased 51.4% from the previous week; it was down 21.9% from a year earlier, the report said. Results include an adjustment to account for the Thanksgiving holiday.
Rates plummeted following the Fed's announcement that it would buy debt and mortgage-backed securities from mortgage finance companies Fannie Mae and Freddie Mac, according to Orawin Velz, associate vice president of economic forecasting, in a statement.

"Many of those on the sidelines decided to quickly jump in and take advantage of lower rates before they began to rebound," Velz said. The Mortgage Bankers Association said 30-year fixed-rate mortgages fell to 5.47% this week. That's was down from 5.99% last week. Rates on 15-year fixed-rate mortgages fell to 5.13% from 5.78%, the report said. The rate on a one-year adjustable-rate mortgage declined to 6.61% from 6.87%.
Copyright 2008 Cable News Network All Rights Reserved

LEADS!! LEADS!! LEAD!! FOR CHRISTMAS!

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If you're selling anything from Real Estate to Mary Kay, don't miss out on this hot system. I'll walk you through the entire process. I'll set you up with one of my automated dialers along with super cheap leads based on you're specific requirements. I'll show you how to adhere to Federal DNC requirements. Don't miss out! Take advantage of the less strenuous DNC requirements before they expire in September of '09. Contact me today for pricing!


Pre-Foreclosure Leads
Pre-foreclosure leads that are updated daily direct from the credit bureaus. You can now target pre-foreclosure leads that are currently 30 days, 60 days, 90 days, or 120 days late on mortgage. Reach your prospects before they receive a NOD and at the first sign of trouble. These are ideal prospects for loss mitigation, loan modification, short sale, and real estate investors. All pre-foreclosure leads comes with full name, address, mortgage amount, and late status. We guarantee accuracy on all of our pre-foreclosure lists.


Notice of Default (NOD) Leads
Target actual public filings of NOD (Notice of Default). These homeowners have had foreclosure documents filed by their mortgage companies and the lawyers have filed in accordance with local authorities. These homeowners are drowning and need offers to help them with a foreclosure mitigation, short sale, lease option, refinance, and more. Take a look at some of my filters:

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Biz Opp & Entrepeneurs Lists
This multi-business owner file is sourced from Yellow Pages ads, Telco/utility updates, DBA Filings, New website registrations, and other reliable sources. These entrepreneurs and business opportunity seekers are active responders to marketing programs and request additional information on many types of business ventures and investment opportunities. Check some of the filters:

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Such a Hot Deal about to come available.

Have you every wanted the opportunity to negotiate with the seller before the property is available to anyone? Here's an opportunity to do just that. Let me explain....

Recently I held an open house on one of my rentals. One of the viewers told me that she needed to move quickly and wanted me to help her locate a rental home. After working with her for a couple of days, I discovered that she currently owns a home that she's going to walk away from because of two reasons.

1. An adjustable rate mortgage continually going upward.
2. Not being able to refinance due to market changes.

She also feels like the area that the property is located in is depreciating due to nearby foreclosures.

I took a look at the numbers and guess what? The numbers state that this is a great property to hold on to. This is a great property for someone looking for a short purchase. If you want to stay updated on this property drop me a quick e-mail.

Recent E-mail

I had some difficulty sending this to a friend....so I'll post it here and forward this address to him.

Hi Charles,

Long time no see! Enjoyed chatting with you today.

As I mentioned during our conversation, we can help individuals who are in danger of losing their homes regardless of credit or equity. They can have horrible credit....as a matter of fact, there's no credit check involved. As for equity....we have a program specifically designed for individuals who purchased a home that has depreciated in value.

If you have anyone who needs to save their home, let us know. As for your referral fee, simply let us know what you want and add it to the amount of the initial fee. As I mentioned, the fee is based on the homeowner's monthly payment. The minimum fee is $1500. We will work on hardship cases....case by case.

Here's more infohttp://www.uslossmitigation.com/jgreen/

Yea the Market is sorta topsy turvy but.......we still have great programs.
........call me. I have the programs! I'm always accessible even holidays and weekends.
CALL NOW! Direct

NOW IS THE TIME TO DOMINATE THE SHORT SALE MARKET!http://dcg123.ultimatess.hop.clickbank.net/

To be removed from further emails simply reply to this address with the word "REMOVE" in the subject line

Stop Foreclosure

Stop Foreclosure!
Lower Your Monthly Payment!

I was passing out flyers today when I was stopped by a lady wanting help. She, like many other hard working americans was experiencing the backlash from the Sub-Prime Mortgage Meltdown. As we talked I started to recognize a repetition of circumstances leading up to her current plight. She was a UPS employee who had purchased a home using a ARM with marginal credit. Now that the Sub-Prime market no longer existed, she was trapped with a product due to continually adjust until it reached it's cap.
To better understand the damage done by the withdrawal of sub-prime mortgage products, let me take a quick minute to give a quick over view of the sub-prime customer grading profile. The quickest way to understand sub-prime is to understand what is not sub-prime. Mortgage loan qualification is based on various factors. Each factor must meet certain guidelines. Those factors are 1. Income as it relates to debt. 2. Credit. 3. Job history. 4. Rental History. 5. Downpayment. Conventional lending or Prime lending requires that each of the aforementioned criteria must adhere to certain guidelines i.e. 1. Income depending on the type of mortgage product, ......not more that 17% of your income can be absorbed by your mortgage payment including principle, interest, taxes and insurance. This is called front end debt to income qualification. Back end debt to income qualification dictates that no more that 36 to 42% of one's income can be exceeded towards any long term debt (Long Term = debt with more than ten months worth of payments remainding), including one's mortgage payment.

Anyway without being too detailed suffice it to say that Prime Lending adheres to stricter guidelines than Sub-Prime. To abbreviate the Sub-Prime over view, let me simply state, under th past sub-prime guidelines, any one of the five (5) required Prime criteria could be ignored as long as the other four were met. Sometimes, depending on the strength of a certain factor, even more of the others can be ignored. For instance, if the client's credit is strong enough, he or she didn't need a job. Or, if the downpayment was large enough, he or she didn't need a social security number.
For over 13 years I personally originated sub-prime products. When many of my clients found themselves burdened under unbearable mortgage payments, I vowed to discover a way to help relieve the pressure of accelerating monthly payments. I looked into loan mitigation and mortgage loan modification for our property. I was not able to save our rental properties but, I was able to lower the payment on our personal dwelling and obtain a 3% interest rate. This is the secret that Investors and Lenders don't want you to know. I don't have a mortgage calculator within reach while I'm writing this article. Actually I don't feel like getting up and getting one. But, I'm going to use a general example so that you can get the jist of this concept. With a fully amortized mortgage loan $200,000 paid off in 30 years @ 8% could easily amount to over $500,000 dollars. The same principle amount repaid at 3% equals a little over $300,000. The secret is that under the current mortgage and economic crisis, lenders are willing to settle for the lesser amount as an alternative to foreclosure. Let us show you how it's done. On a $200,000 mortgage, it could mean the difference between a $1400 a month payment and a $800 dollar a month payment for the same house. NOTE: Credit is not a criteria.
We all know that life is unpredictable, and that circumstances often arise that can prevent you from making your mortgage payments.
Even hard-working people can encounter unforeseen situations which may affect their ability to pay their mortgage in a timely manner. Many issues can be contributing factors such as temporary job loss, medical illness or injury, marital difficulties, unforeseen repairs or high utility rates, tenant problems, or even a death in the family. Just one of these situations can have a direct bearing on making home mortgage payments.
Our Goal is Solely to Assist Homeowners
At American Home Savers we provide assistance to homeowners experiencing rate increases(due to adjustable arms), mortgage or foreclosure difficulities. We provide out of court resolutions to remedy your mortgage delinquency and foreclosure situations.

Triad Mortgage and Realty
Contact Me for More Information

Or just Call me Direct 832-754-5365

Foreclosure Tips

I was talking to a client today who informed me that someone from the city spoke to her and was going to help cure her arrears by adjusting her escrow account. I asked her if her payment included principle, interest, taxes and insurance. She said no. I then informed her that she did not have a escrow account to adjust and to be careful about calls from individuals who claimed to be able to cure her default judgement and stop her foreclosure for a fee.Here's a few tips and guidelines to remember when facing foreclosure. The most important advice is to talked to an expert that's honest and will advise you to your best interest. As long as you own the property, there's options available.Also remember that your mortgage lien holder may not always choose the best alternative for your financial future. Many lenders are directing borrowers into repayment plans that defer past due amounts payable at the same interest rate but extended terms. The best solution for most borrowers in many cases is a total modification of current loan terms into a lesser principle amount or a lower interest rates.