Step-by-Step Loan Modification

“Discover How a Near-Broke California Man Saved all
5 of His Homes From Foreclosure Shaving a Whopping
$493K off his Total Mortgage Expenses Using a Dead
Simple Do-it-Yourself Loan Modification System.”

PROVEN LOAN MODIFICATION SYSTEM: Go direct to your lender to save time and money… NOlawyers, NO closing costs, and NO dirty loan mod firms.

My paint-by-numbers system gives you all the tools you need to bang out a killer loan modification application in just 60 minutes, then follow-up and negotiate with your lender to get the best possible deal…

… I’ve done this 5 times on my own properties and dozens of times for clients. PLUS, I’m the only guy that offers a 100% unconditional guarantee for your success!

Get Started Now! Click Here!!

How To Buy Tax Lien Property - STep-by-Step

Buy and sell homes easily using just your laptop or PC …
Even while laying in bed … and make $100,000's without
ever having to leave your home! - Guaranteed!!

The Difference Between a Short Sale and a Loan Modification

I was asked this question on one of my sites recently so, I decided to make it a blog post:

A short sale is where the original lien holder/lender agrees to accept less than the principal amount owed on the remaining balance of the mortgage loan. For instance, let's say the remaining balance on the loan is $100,000. In a short sale situation, the lender may agree to accept an amount quite less than the remaining balance i.e. $65,000. In such cases the reason for a reduction in the principle amount owed is usually because of depreciating property values in the same area as the subject property/property in question.

A Loan Modification is actually what the term means. The Lien Holder/Lender agrees to re-amortize the remaining balance of the loan. In this case the arrears/unpaid mortgage payments are rolled into a new lump sum and mortgage payments are re-calculated.

I acually specialize in loan modifications an have seen huge success reducing monthly payments for a great number of clients. Most recently, I helped a client lower payments from $1800 to $1100. Contrary to many naysayers...current economic conditions are perfect for loan modifications. The current administration is giving money away like drunkards. As the saying goes, "an economic disaster is a terrible thing to waste". I recommend you contact me and obtain the Obama Modification.

Whether you voted for Obama or not, a 2% mortgage is a hell of thing to pass up. All that's needed to qualify is for you to prove that you can't afford you current mortgage. Wow! That's a no-brainer. Take if from the Brainionare, this is a deal you can't afford to miss!

I was talking to a close relative who informed me that he was upset. He stated that he voted for the man and didn't qualify for all the free money currently in circulation. I told him that times have changed. It used to be that if you were stable and made plenty of money where you didn't need bank money, banks chased you down the street trying to loan it to you. Now days the system is bending over backwards to give breaks to individuals who who can't afford the homes they are in.

With a loan modification one does not need to qualify based on credit. Credit isn't even considered. Also, a reduction in income is favorable to one's modification package. Even though each lender has different guidelines, ....i.e. some don't modify second loans, some will try and force borrowers into forbearance, some will not work with third party entities, some will extend higher trial periods. I have the complete list of banks and their various guidelines. If you are needing relief from a high mortgage, I can help. I've even stopped several foreclosures.

If you are still in a adjustable mortgage or if your home has depreciated in value you are automatically approved! Your lender won't tell you this! Why? Because modifications are handled by the loss mitigation department and if you are making you payments on time guess what?.....You're not a loss to them....lol

Feel free to contact me with questions
dick.g9@gmail.com

“Our democracy has never been threatened as much as it is today,”

By Paul Boerger
Mount Shasta Area Newspapers
Fri Aug 21, 2009, 08:38 AM PDT

Redding, Calif. -
Republican Congressman Wally Herger held a health care town hall meeting Aug. 18 at Simpson University in Redding, where a partisan crowd of over 2,000 people loudly cheered Herger’s position that a public option was “unacceptable.”Although Herger called several times for the audience to “respect each other’s opinions,” those opposed to president Obama’s health care were greeted with cheers while the few in favor were interrupted with catcalls.Herger did not hold back on his opinion of the health care plan and the administration’s appointment of “czars” to head various departments and task forces. “Our democracy has never been threatened as much as it is today,” Herger said to a loud standing ovation.
Read Entire Article....

Heating and Air Tips

Aug 14, 2009 6:59 pm US/Central
City Government Closed For Business On Monday

Raises for Houston top national level.

"Houstonians got bigger raises than workers in most other parts of the nation, according to data released Wednesday by the U.S. Bureau of Labor Statistics.
For the year ending in June, workers in Harris, Montgomery, Fort Bend and Galveston counties, along with eight surrounding counties, received an average 2.1 percent wage increase.
Nationwide, the average was 1.6 percent.
“Houston's economy in general is holding up better than the national economy,” said Cheryl Abbot, regional economist for the bureau in Dallas. “Or should I say that Houston's economy hasn't declined to the extent the national economy has.” READ ENTIRE ARTICLE....

Global Warming - Excuse to Steal Money!

WASHINGTON -- "When 10 members of Congress wanted to study climate change, they did more than just dip their toes into the subject: They went diving and snorkeling at the Great Barrier Reef. They also rode a cable car through the Australian rain forest, visited a penguin rookery and flew to the South Pole." Find out how much of your money was spent.

Please take the time to watch the videos...

Svensmark:
“Instead of thinking of clouds as a result of the climate, it’s actually showing that the climate is a result of the clouds, because the clouds take their orders from the stars.”

(Must See 5-Part Video)

Our government is taking a hard look into climate engineering. Are they nuts?



"WASHINGTON (AP) - The president's new science adviser said Wednesday that global warming is so dire, the Obama administration is discussing radical technologies to cool Earth's air.
John Holdren told The Associated Press in his first interview since being confirmed last month that the idea of geoengineering the climate is being discussed. One such extreme option includes shooting pollution particles into the upper atmosphere to reflect the sun's rays. Holdren said such an experimental measure would only be used as a last resort."



Even though public opinion seems to be cooling in regard to global warming, every american should take the time and become acquainted with this issue. This issue has grave consequences if allowed to accepted as truth.

One of the better arguements that I have read on the global warming religion was made by Congressman Rohrabacher. Read his speech here.....

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