Anfractuosity Protection

How does one protect him or herself from the effect of such an anfractous economic market? By sticking to the basics. Buy for one and Sell for two. Don't stay on the sidelines....like the Lottery motto, "You gotta be in it, to win it!". I talked to one of the manager's in the U.S. Postal system. She told me something that real got me thinking. She said that every 1 cent increase in gas prices equated to about 500 million in Postal Service operational overhead. Granted, this conversation took place during the height of our recent inflated gas price ordeal. But think of it...if that's the case for the Postal Service, then what will be the effect of recent lowered gas prices on the overall national economy? It has to be monumental! I started a thread in BiggerPockets a while back on the gas prices issue and was amazed at some of the posts I received. It was a real eye opener.

Here's a few facts that might make the astute investor consider the possibility of real estate as a viable alternative to the current market instability.

1. Current mortgage rates are at a 30 year low. Money for qualified buyers is cheaper than it's been in 30 years.
2. Existing real estate to include new construction is on the average 22% less than true values and many sellers are more than negotiable.
3. The decreasing cost of gasoline is equivalent to approximate 300 billion dollars worth of economic stimulus.

The past economic melt-down was signaled by distinctive signs. Even so the U.S. market has began it's natural process of cicatrization. My suggestion is strike while the iron is hot and leave the hackneyed excuses to the faint at heart. I think it was Warren Buffet who said that he reacts with caution when others are greedy and forges forward courageously when the multitude cringes in fear. It's good advice! The time to act is Now! Don't wait too late!

Deuteranopia A Useful Atribute

I was listening to one of the radio talk shows yesterday. It was a Financial Management program. A high percentage of the call-in listeners expressed the same concerns. To wit: "I'm nearing retirement age and have lost much of my retirement in the stock market!.....What do I do?" The host of the show, a Financial Markets Expert, repeated the same response which was, "Don't take your money out of the market....redistribute your portfolio. Stay in the stock market. Call our office and we'll help you". It was sorta funny in a sad kind of way. Some of the people calling in were even current clients who had lost money with their firm.

I sell real estate and mortgage products. I'm going to tell you that the best place to put you money is in real estate. That's a given! Car Salesman will tell you that the best time to purchase a new car is now. Even though the stock market is experiencing a major meltdown, Stock Brokers will tell you that the best place for you money is in the market. You be the judge.

I'm reminded of a lesson I learned as a youth. Never want the wares presented to you by a con-artist. Don't envy the wealth of another. Don't desire the wine when it's calling you even though it looks such a nice red in the glass.

The key to this market in my opinion is to go against the grain. Deuteranopia blocks out the tendency of an individual to be attracted to green. It actually blocks out the ability to distinquish colors in the green, yellow and red hues. Greed and envy is often characterized by the color green. The color yellow is often attributed to fear and everyone knows that red is sometimes used to represent hate. Let us all desire a taste of Deuteranopia in this current market. Not falling for false promises, free from fear, and not allowing past failures or broken promises of pie in the sky to stop us from achieving a successful destiny. I thought it was a funny analogy using colors.

As for where I would put my money......real estate in traditionally stable markets! I also recommend that you invest in eternal projects. I have always contended that the best place to invest is in one's own family. Or, I don't know how many of you readers believe the Bible. Myself, I'm a Christian and believe much can be learned in relation to financial matters from scripture. I think this current market will correct itself eventually. What we're currently seeing is the framework being laid for a coming global joining of three major components...economics, political and religious. With that in mind I recommend another temporarily safe place to put you during this transition which is gold and silver. But bare in mind that the fulfilling of God's word spoken in the Bible in the Book of James 5: 1-5 will surely come to pass. Take a few minutes to read it if you can spare the time.

Can You Have More Sales, Too?

Helping over 49,000 businesses like yours raise profits and build customer relationships using AWeber's opt-in email marketing software for over 10 years.

Take a Free Test Drive today!

STARTER INVESTOR SPECIAL!!!! MAKE $7,500 QUICK!!!

I just got off the phone with the owner of a small house in Tennessee. She wants to sell her 3 bedroom 2 bath home as-is for aproximately $16,000. The home need $5,000 in repairs and is worth $45,000 to $50,000 once repaired. I asked the seller if she would accept a contract contingent upon the inclusion of and or assignee as one of the prospective purchasers. She stated that it would be o.k. I myself would rather work on transactions close to home but, am willing to turn this transaction over to anyone who might be interested for a minimal fee of $200 prior to pursuing it. I actually figure one could probably sell this property for 50 cents on the dollar without doing repairs for a quick $6 or $7 grand. If you want info the the property email dcgreen@houstonhotdeals.com with QUICK $7,500 in the subject line.

Layan Gardens, stunning Phuket Apartment's

Situated on the gentle sloping hills of Layan, Layan Gardens is a premier luxury Phuket apartment development. Layan Gardens was completed in late 2007 and has just a few remaining apartments for sale.

Layan Gardens is a premier Phuket apartment complex for good reason. Layan Gardens has been constructed by Dufor Development, an established UK builder based in Thailand, has spacious, well designed apartments with balcony views of rolling green hillsides, azure lakes and spectacular sunsets and the apartments are only minutes away from some of Phuket's finest local amenities.
Layan Gardens is comprised of 40 luxury apartments in five buildings on six acres. Each Phuket apartment has three metre high ceilings and spectacular views. The development comprises of 4 apartment layouts; the remaining available apartments are the 3 bedroom Enlarged and Standard. All the penthouses and 2 bedroom apartments have now been sold.

Find Out More.....

Knowing When to Hold 'Em!

I'm on the MLS daily searching properties in the Houston and surrounding area. I'm amazed at the number of great deals hitting the market. This current market has presented valuable purchase opportunities for every price point. I was talking to an agent early this morning who's property was selling for $68,000. It's part of a 9 or 10 group of single family homes owned by one investor. The properties are selling for around 65 to 68 cents on the dollar.

I often send out generic e-mails to short-sale, pre-foreclosure, and foreclosure listed properties asking whether or not they would consider even further discounts off the listed extremely short, short price. Occasionally, they respond with YES!!! PLEASE SEND US AN OFFER!!!

I'm currently working on a transaction where the builder really doesn't care what the selling price is. He stated that whatever the lender would approve as a short sale, he would be willing to sign off on. So I'm recommending that all of my potential customers make sure to purchase properties well under value in traditionally stable areas also be prepared to hold on to properties for at least 5 to 7 years.

Here's an article containing some great purchase tips!


Buying Smart(Housing : U.S.) 10/31/2008
SAN ANTONIO (San Antonio Express-News) – Those wishing to buy a home under the current economic conditions may be glad they did, as long as they are wise in selecting their location.

Barry Nystedt of the National Association of Exclusive Buyer Agents predicts that values in many coveted communities very gradually will begin rising during the next six to 12 months. In areas where the economy is weak, however, he says prices could remain stagnant for three years or longer.

“Right now there are too many properties for sale in lots of places. But in areas where inventories are starting to tighten, you should soon begin to see signs of recovery,” he said. Industry experts give homebuyers a few things to consider when selecting a neighborhood. Among the things a buyer should look for are:

Read Entire Article:

LEADS!! LEADS!! LEAD!! FOR CHRISTMAS!

I've done all the work for you!

I've found the best source of leads, the best contact management system, the best auto-dialer voip, the best prices. If you're like many professional sales people, total sales utopia can best be described as a built-in data retrieval system that automatically separates prospects from suspects at the push of a button. Finally it's here! My phone is ringing off the Hook! Let me share my system with you! Unless you're in Houston....lol! Just kidding! There's plenty of business to go around. With my new system in place, I can show you how to reduce your lead generation cost to almost ziltch while at the same time only talking to prequalified leads who are filtered and ready to spend money! Don't pay the extreme live transfer prices of $25 to $65 dollars per lead! Don't pay the crazy prices for so called guaranteed trigger leads. I'll show you how to get the best quality leads at wholesale prices straight from the credit bureau repositories!

If you're selling anything from Real Estate to Mary Kay, don't miss out on this hot system. I'll walk you through the entire process. I'll set you up with one of my automated dialers along with super cheap leads based on you're specific requirements. I'll show you how to adhere to Federal DNC requirements. Don't miss out! Take advantage of the less strenuous DNC requirements before they expire in September of '09. Contact me today for pricing!


Pre-Foreclosure Leads
Pre-foreclosure leads that are updated daily direct from the credit bureaus. You can now target pre-foreclosure leads that are currently 30 days, 60 days, 90 days, or 120 days late on mortgage. Reach your prospects before they receive a NOD and at the first sign of trouble. These are ideal prospects for loss mitigation, loan modification, short sale, and real estate investors. All pre-foreclosure leads comes with full name, address, mortgage amount, and late status. We guarantee accuracy on all of our pre-foreclosure lists.


Notice of Default (NOD) Leads
Target actual public filings of NOD (Notice of Default). These homeowners have had foreclosure documents filed by their mortgage companies and the lawyers have filed in accordance with local authorities. These homeowners are drowning and need offers to help them with a foreclosure mitigation, short sale, lease option, refinance, and more. Take a look at some of my filters:

Date of Default
Amount of Default
Auction Date
Opening Bid
Sales Price
Original Loan Date
Property Indicator
Number of Units
Living Area Sq Ft
# of Bedrooms
# of Bathrooms
# of Garages
Lot Size
Year Built
Current Land Value
Current Improvement Value
Monthly Hotline Count: 150,000+
Available Weekly


Drill down credit & Debt Leads to your target consumer like never before with our credit and debt leads. You can target people that are 60 or 90 days late on their credit card payments and filter them by Fico score. Whether you offer debt management, debt consolidation, credit repair, or payday loans, we can match you with the right lists at the best price.

Consumer Lists
Pinpoint your target audience with our consumer lists the most comprehensive consumer database on the market, covering more than 110 million households and 220 million individuals! With over 500 demographic and lifestyle characteristics to choose from, let me put together the best consumer list for your marketing campaign.

Spanish Leads
Our Hispanic Households file generates the best Spanish leads and is our best performing ethnic file available. Hispanics represent $300 Billion dollars worth of buying power that continues to grow exponentially and are the fastest growing population in the United States. Our Spanish leads are identified through our proprietary software that allows us to match first and last names to best identify Hispanic households to generate the best Spanish speaking leads in the industry.

Biz Opp & Entrepeneurs Lists
This multi-business owner file is sourced from Yellow Pages ads, Telco/utility updates, DBA Filings, New website registrations, and other reliable sources. These entrepreneurs and business opportunity seekers are active responders to marketing programs and request additional information on many types of business ventures and investment opportunities. Check some of the filters:

Gender
Ethnicity
Fax where available
Employee Size
Sales Volume
Primary SIC
Zip +4
Trademark Codes
Fortune Codes
Year Started
Import/Export
Phone Numbers
Fastest turnaround time in the industry
Minimum order of 3,000 records
92% accuracy on Phones
95% accuracy on Addresses

ARM Leads
We offer a database that includes both credit bureau and county tax/deed record overlays and include dates of refinance for adjustable rate mortgage. This data is obtained by direct compilation at the county court house and can be augmented with all three major credit bureau databases. This quality data enables you to generate top notch ARM leads for your team.

E-mail me for quick pricing dcgreen@houstonhotdeals.com


1000 leads 45 cents per record

2000 leads 38 cents per record

3000 leads 28 cents per record

5000 leads 18 cents per record

AWeber Demo

Less Work - More Sales Sound good? AWeber's unlimited follow up autoresponders increase sales, lower costs, build lasting customer relationships, and increase your profits! Find out how with Unlimited Autoresponders.

Who Wants $100,000?

I'm so excited about this new listing! It's a quick money maker for the right individual. I'll give you a brief overview here on the blog. For more information, you will need to e-mail me. The property is located in one of Houston's Historical neighborhoods. It was originally purchased by one of my clients under valued a couple of years ago. At the time of purchase, the property value was worth approximately $210,000. The same client then spent $40,000 plus in building upgrades converting the property into a salon. The current tax assessed value of this property is $180+ and it's estimated market value, (business included is $325,000+).

Here's where it gets good! The seller only wants $175,000. For more info: dcgreen@houstonhotdeals.com